San Francisco-based fintech company CapitalOS raised $21.9 million in a Series A funding round led by LGVP. The round included participation from WEX Venture Capital, Group11, Great North Ventures, Night Capital and existing investors. The funding was announced on October 21, 2026.
Founded in 2022 by Nir Dremer and Matan Goldschmidt, CapitalOS develops financial infrastructure that enables business-to-business (B2B) software platforms to offer embedded financial services. Dremer serves as Co-Founder and CEO, while Goldschmidt is Co-Founder and CTO.
The company’s money orchestration platform allows software providers to integrate financial products such as business credit cards, bill payments, wallets and receivables into their existing applications. These capabilities enable businesses to manage spending, payments and cash flow through the software they already use.
CapitalOS uses specialised AI agents to handle financial operations, including credit underwriting, compliance, capital management, risk monitoring and fraud prevention. Its infrastructure reduces the need for software platforms to establish and maintain separate financial systems, banking integrations and operational teams.
According to the company, CapitalOS supports more than 25,000 cardholders across dozens of B2B platforms and handles billions of dollars in transaction volume. Its services are designed for software providers serving businesses across different industries, including property management and field services.
CapitalOS plans to use the Series A funding to expand its financial infrastructure and support further development of embedded financial products. The investment will support its efforts to help B2B platforms introduce and manage financial services within their existing software ecosystems.
